Speaking of credit cards, I really need to stop using them. They really are the devil. I’ve done a little debt tracker for them and it’s scary to look at. The good news is my main bank loan will be paid off in about 2 years which frees up a large chunk of money a month that should go towards paying off the cards, and I think a year after that it’s possible we’ll be getting a decent amount of money that could either go towards a new house or pay off any other debt.

Of course this is all in theory. I know what I’m like, and when unexpected things crop up the credit cards tend to come out. However it is worth trying for and so I’ve set up a second current account that I will transfer some monthly ‘me money’ to be used for luxuries for me, I will make sure some money goes into my savings account and the rest is for the bills!

My next post will be related to money saving, and it is an idea borrowed from ‘devious2k’, I’m starting a ‘Pile of Shame’, a list of games I own that I have not completed or in some cases never even installed. The idea is I’m not allowed to buy any new games until then old ones are completed.